In the current state of our economic climate where major corporations are downsizing and prices of consumer goods continue to soar, it’s probably a good idea to take some time to review your overall financial situation. Are you spending above and beyond what you can afford? Would you be able to take a hit financially if you were to lose your job? Do you need to cut back on extraneous expenses during this economic downturn? These are all simple but important questions to ask yourself while taking personal inventory. One easy way to get a good snapshot of your current financial status is to take the online BillsIQ test. The online questionaire guides you through step by step in figuring out if you’re financially fit or not. It’s quick and painless and best of all, it’s free. I just completed my evaluation and I got a 86% which is a “B”. It’s definitely not the best score but I knew going in that I’ve got more work to do in order to be more financially secure. The Bills IQ test ended up being very helpful, providing money saving tips and suggestions directly related to the choices I made on the test. You can also compare your results with others based on similar demographics. The results gave me clear indicators of my weak areas that need improvement. I also learned that checking our credit reports on a regular basis is an absolute must in this day and age. So, what’s your score? Take the Bills IQ test over at